Terms of use
General terms governing use of margemx.com and the services presented, under Portuguese law (Decree-Law 7/2004 and the Civil Code).
Provider. The site margemx.com is operated by MargemX, Lda., a Portuguese private limited company with tax and registration number 519465911 and registered office at Rua José Cardoso Vieira de Castro, 196, 4820-269 Fafe, Portugal. Contact: geral@margemx.com. The company provides consulting, automation, AI implementation, software development and digital systems services under written contracts.
Scope. The site presents commercial information about services. Examples, metrics and case studies may omit details under confidentiality agreements. Nothing on the site constitutes binding technical, tax or legal advice.
Free diagnostic. The free initial diagnostic is not a binding commercial proposal. Any engagement is formalised by a written contract or quote signed by both parties, with its own scope, timeline, price and conditions.
Payments. Prices are agreed in writing on a case-by-case basis. Unless otherwise stated, payments are made by bank transfer plus VAT at the legal rate. Late payment triggers statutory interest under the Portuguese Commercial Code.
User obligations. Users undertake to use the site lawfully, to provide accurate information in forms, not to submit third-party personal data without legal basis, not to submit special-category data through unencrypted channels, and not to attempt to compromise the security of the site.
Intellectual property. Texts, images, marks, visual identity and code are protected by Portuguese copyright and industrial property laws. Reproduction, distribution, modification or commercial use without prior written authorisation is prohibited. Project deliverables are governed by the specific contract.
Liability. Save in cases of wilful misconduct or gross negligence, and within the limits allowed by law, the provider's liability for the informational content of the site is limited. The site is provided as-is with no warranty of uninterrupted availability or fitness for a particular purpose.
Artificial intelligence. AI systems used in contracted services comply with Regulation (EU) 2024/1689 (EU AI Act) and applicable sectoral rules. Automated decisions with significant impact on the client's end users are documented contractually and subject to adequate safeguards.
Data protection. Personal data processing is governed by the Privacy policy at margemx.com/privacidade, which forms an integral part of these terms.
Complaints and ADR. Consumers may file a complaint through the Portuguese Electronic Complaints Book (www.livroreclamacoes.pt) and use the territorially competent alternative dispute-resolution entity or, where applicable, CNIACC (www.cniacc.pt). The former European ODR platform was discontinued on 20 July 2025.
Governing law and jurisdiction. These terms are governed by Portuguese law. The competent Portuguese courts have jurisdiction, without prejudice to mandatory consumer-protection rules granting more favourable forum.
Company identification. Name: MargemX, Lda. Legal form: private limited company (Lda.). Tax and registration number: 519465911. Commercial Registry of Santiago do Cacém (Portugal). Registered address: Rua José Cardoso Vieira de Castro, 196, 4820-269 Fafe, Portugal. Share capital: EUR 500.00. Contact email: geral@margemx.com.
Changes. The provider may amend these terms at any time. The version in force is the one published on this page; the version in force at the date of contract signature applies to ongoing engagements unless otherwise agreed. The authoritative version of these terms is the Portuguese version at margemx.com/termos.